As you might expect, the more services a resident requires, the more he or she will probably pay. Talk to the administrator about the basic monthly charge and exactly what the resident receives for it. Some homes charge extra for services like laundry that other homes include in their basic rates.
Find out whether the resident is entitled to Medicaid or Medicare benefits. If not, check into private health insurance, such as Blue Cross/Blue Shield, or another major medical plan to see if it covers nursing home costs.
It’s smart to compare the costs of several homes providing the same or very similar services. Also, visit with a home’s administrator to explain all costs.
Before a contract is signed, be sure it is completely understood by all persons concerned.
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